Chances are, if you’ve ever listened to Clark Howard, Suze Orman or Dave Ramsey, they’ve told you in no uncertain terms to stay away from the LIRP. Why? To a person, they all claim that LIRP’s have high fees. The LIRP is a bucket with a spigot attached to the side of it through which flows, on a monthly basis, some expenses. What do those expenses add up to over the life of the program? How do they compare with the average expenses in a 401(k) or IRA? And more importantly, is what you get in exchange for those expenses a good value? Tune in to today’s episode of The Power of Zero Show to find out the answer to these questions and more.