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Financial independence from Wall Street and Taxation

Learn how you can be more financially independent with what you already have

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The Independent Wealth Strategy

Advanced Financial Independence Group is changing the way you look at building wealth. Traditional methods of saving for retirement have at times proven disastrous. Many Americans have ended up with less retirement than they had originally planned. To complicate matters, many had accumulated most of their wealth in tax-deferred accounts. This has left many Americans with much less in retirement income than they were ever expecting. After 25 years of wealth management we knew that it was time for a new approach. We at Advanced Financial have developed a strategy to diversify your portfolio in a very specific way to allow you to build wealth independent of Wall Street and taxation.

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A NEW APPROACH TO PLANNING

Our services range from financial planning to investment management. No matter what, though, our focus is always you.

The Strategy

The purpose behind this strategy is to help you create as much financial independence as possible. We want to help you create financial independence apart from employment, market volatility, and the danger of rising tax rates.

When you invest in 401(k)s or IRAs, you are entering into a business partnership with the IRS. Chances are, you won’t be able to predict with certainty what the tax rates will be in the year you take those dollars out. You will have no idea how much of that money is really yours. How can you accurately plan for retirement if you don’t know what share you can take home and spend? The key lies in transitioning taxable assets to tax-free asset quickly enough to take advantage of current low tax rates, but slowly enough so as not to enter a higher tax bracket than is feasibly affordable.

In his book The Power of Zero: How to Get to the 0% Tax Bracket and Transform Your Retirement, David McKnight defines “true” tax-free investments as Roth IRAs, Roth Conversions, Roth 401(k)s and even a properly structured life insurance contract (commonly referred to as a “LIRP,” or Life Insurance Retirement Plan). The key is to have multiple streams of tax-free income, none of which show up on the IRS’s radar, but all of which contribute to you being in the zero percent tax bracket in retirement.

It’s hard to make the case that tax rates won’t rise, even dramatically. Failing to take advantage of lower tax rates will result in less after-tax cash flow at retirement. When considering our country’s fiscal condition and its mounting debt, it becomes imperative that a retirement roadmap be implemented that minimizes or eliminates income taxes. Doing so could permanently remove the IRS from your financial plans and allow you to enjoy a tax-free retirement.

Growth

Learn how to build wealth in a revolutionary way using a proven strategy that provides greater financial independence.

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Protect

Take the next step to becoming financially independent by protecting your assets from market volatility and taxation.

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Legacy

Building wealth that is independent of Wall Street and taxation will allow you to pass on significantly more to the ones you love.

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HAPPY CLIENTS
serving our clients since 1979


  • “I have been working with Advanced Financial for over 20 years and their honesty is unparalleled.”

    - Miguel Zaldivar

    Director of Manufacturing

  • “Steve and his team have treated us like family. They have been there for us anytime we’ve needed their help.”

    - Brian Wong

    Business Owner

  • “This strategy is so powerful that I now offer it to all of my employees.”

    - Craig Williamson

    Principle Architect

  • “After helping us navigate through the 2000’s, there is no one that I trust more than Advanced Financial.”

    - Chris Garner

    Chief Investment Officer

  • “The annual reviews and ongoing education have helped us improve our plan significantly.”

    - Michael Downer

    Manufacturing Consultant

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